Infosys - FinTech Ecosystem – Driving transformation through partnership
We presently partner with 70+ FinTechs, curated using our well-defined Fintech Evaluation Framework, across Retail & Commercial Banking, Payments and Capital Markets to drive value across 7 streams
The world has seen a proliferation of FinTechs – each bringing to life innovation unseen before and pushing the frontiers on the art of the possible within the banking, insurance, and capital markets domains. The contributions made by FinTechs to the industry are aplenty and astute enterprises stand to benefit by leveraging such emerging technologies for their own advantage.
As a leading provider of technology and consulting services to the financial services industry, Infosys has partnered with some of the most enterprising FinTech providers to drive innovation and path breaking ideas for our clients.
Our goal is to deliver significant transformation through these partnerships – whether it be through an implementation role or a more comprehensive approach that integrates our proprietary platforms and solutions with FinTech offerings to deliver superior value
Fintech as a Business
We work with a thriving set of global FinTech businesses as an equal and active partner in co-developing, enhancing and integrating their products and go to market strategies. Our FinTech as a business model also actively pivots our global clientele in engaging on highly disruptive and transformative programmed across Retail & Commercial Banking, Payments, Capital Markets and other areas.
Banking
There is no doubt that banking has faced the most significant disruption from FinTechs and nimbler players. A lot of early innovation has come at the back of retail banking learning from the retail e-commerce industry. However, banks have learnt that through co-operation, rather than competition with FinTechs, they can create capabilities that can further enhance their offerings to customers. Driven by technology innovations in AI, voice recognition, predictive analytics, and mobility, FinTechs have touched every aspect of the financial lives of banking customers
Capital Markets
The capital markets space has seen an increase in FinTech players spanning the entire value chain from front, mid, and back-office functions to security and regulatory needs coming from niche solutions. FinTechs are leading the conversations in approaches to investment decisions, underlying research, data analytics, and more — even making a mark in heavily regulated institutions like exchanges and central banks
Payments
Cross-border payments, distributed ledgers, tokenization, real-time settlements, and a growing number of trends are staring incumbent banks in the face. Innovation led by collaboration will be key in responding to customer service and cost expectations.
Fintech as an Offering
Our service offerings help our customers leverage the FinTechs’ eco-system to drive innovation within their enterprises. We holistically bring together capabilities from our innovation network comprising of start-ups, research universities and FinTechs.
Advisory
- Listening, Research Reports, Events
- Periodic contextualised report of start-ups
- Innovation events leveraging start-ups
Living Labs
- Rapid Prototyping
- Systematic innovation experiments resulting in MVPs
- Contextualised showcasing of ideas
Payments
- Long term partnerships, new service offerings
- Joint incubation of products/offerings.
- Pilot engagements
Implementation at scale
- Industrialise
- End to End Implementation across client organisations
- Longer Term support and maintenance
